Everybody likes money, but nobody likes the inconvenience of having to visit different sites to manage all their accounts. Redwood City-based Yodlee has been aggregating financial data for its MoneyCenter users and partner companies since 1999, and is now expanding its developer services to include “Accelerator” and “Incubator” programs, both of which augment its existing API offerings.
TradeKing’s SVP of Product—Kevin Delo—recently commented: “TradeKing has always been about providing tools that help clients trade in the ways that best suit their personal style.” With a series of recent enhancements to TradeKing’s open API, TradeKing furthers its mission to enable clients.
Developers are definitely worth their weight in gold. The Royal Canadian Mint has introduced a digital currency called MintChip and has thrown open a Developer Challenge. The challenge wants developers to create digital payment solutions using the MintChip API and the best applications stand to win gold. Yes, you read that right, actual physical gold.
Citysearch is an easy way to find the best of anything in your city. The company, based in West Hollywood, was founded in 1995 and now covers over 75,000 locations nationwide. Using their online search tool you can search for your city and return results ranging from recommended restaurants to recommended hotels. This online aggregate of local listings content and advertisers allows developers to tap into a massive site monetization resource. The CityGrid Advertising API makes all of CitySearch’s content available to other websites, provides simple ‘pay-per-click’ monetization options to users.
Mobile Payments is expected to be one of the key areas that is likely to see various start-ups compete with established players. We recently covered how Stripe, is a developer friendly way to integrate payments into your applications with less fees as compared to Paypal. Another startup, New York-based Zipmark aims to be your digital checkbook via which you can send and receive money.
Zazzle is one of the most popular and largest online marketplaces for custom products with millions of unique product designs available. Users also have the ability to choose from over 50 product categories and create unique customized products from scratch. Many businesses are taking advantage of Zazzle’s customization technologies to sell business branded products on Zazzle.com. In addition, many businesses are successfully using the Zazzle API to commercialize their websites.
The key to any transaction whether in the online or physical world is the payment process. Payment is a common feature across desktop, web and mobile applications. PayPal is often the first choice that springs up on developers when they think of integrating payment into their applications. Developers want an easy to use API, sandbox testing, fair transaction fees and definitely less paperwork and wait time. Stripe aims to simplify the process of accepting payments on the Web with its easy-to-use Stripe API.
Payment is a critical piece of any application and new usage patterns have indicated that users are likely to do their purchase from a variety of devices and applications. It is important to create the right experience within the application so that the payment process is seamless to the user. Visa, one of the key players in the payment industry, has announced the launch of its developer program to consolidate all its offerings and push its new digital wallet service, V.me, that is slated to launch in early 2012. The V.me by Visa API is available to developers now for beta testing.
If you have tried to search for currency exchange rate APIs, chances are that it has not been a smooth experience. While there are plenty of currency conversion websites, getting access to up-to date exchange rates to power your financial applications has usually gotten stalled due to high usage fees. Some services charge in the hundreds of dollars per year to get access to these rates. If CurrencyBot and the Open Source Exchange Rates API project has its way, this could be a problem of the past.
At TwilioCon in San Francisco today, Twilio is unveiling a new billing system for its API. This new in-app billing solution is called “Twilio Connect,” and it provides a much simpler model for developers to implement customer billing when it comes to recurring charges for SMS and phone calls.
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